13 February 2025
Why choose a credit union motor loan?
Special rate motor loans 8.3% APR. Plus with our special rate motor loan too, it definitely makes sense! Fully digital loans available. With just a few simple clicks, use the loan calculator on our website and apply today or if you'd like to talk to an actual person regarding your options, Email: loans@coalislandcu.com or Tel: 028 8774 0540 and select option 2.
| Credit Union Motor Loan | vs | PCP Finance |
|---|---|---|
| You own the vehicle from day one | You don't own the vehicle until the final payment | |
| No hidden fees or balloon payments | Deposit required and balloon payment at the end | |
| You can sell the vehicle at any time | You do not own the vehicle, so you cannot sell it | |
| Loan is insured at no extra cost to you | Mileage and servicing restrictions |
